Business Secure Plan

Business Secure Plan — professionals collaborating in a modern office
Business Insurance

Business Secure Plan

$199/month

Running a business means managing risk every day. The Business Secure Plan bundles general liability, commercial property, and workers' compensation into one coordinated package — giving small and mid-size companies the protection they need to operate with confidence.

Whether you run a retail shop, professional office, or service company, this plan shields your assets, covers your team, and helps you recover quickly when disruptions occur.

General liability
Property coverage
Workers' comp

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Plan Benefits

Coverage That Keeps You Operating

Protect your business operations, assets, and people with a plan designed for commercial realities.

Liability Defense

Legal defense and settlement coverage for third-party bodily injury and property damage claims.

Asset Protection

Coverage for your building, equipment, inventory, and furnishings against fire, theft, and vandalism.

Employee Coverage

Workers' compensation for on-the-job injuries, including medical care and lost wage benefits.

Business Interruption

Replace lost income and cover ongoing expenses when a covered event forces temporary closure.

Key Features

Commercial Protection, Simplified

The Business Secure Plan consolidates essential commercial coverages into one manageable policy with a single point of contact.

  • General liability up to $2 million per occurrence
  • Commercial property with replacement cost valuation
  • Workers' compensation per state requirements
  • Business interruption and extra expense coverage
  • Cyber liability add-on for data breach response
  • Dedicated commercial claims specialist
Coverage Details

What's Covered and What's Not

Transparent commercial terms so you can focus on running your business, not worrying about gaps.

What's Covered

  • Third-party bodily injury on business premises
  • Property damage caused by your operations
  • Fire, theft, and vandalism to business property
  • Employee work-related injuries and illnesses
  • Lost income during covered business interruption
  • Legal defense costs for covered liability claims

What's Not Covered

  • Professional errors and omissions (E&O)
  • Employee discrimination and wrongful termination claims
  • Intentional acts or criminal conduct by owners
  • Flood and earthquake damage to commercial property
  • Contractual liability beyond standard coverage
  • Pollution and environmental contamination
Questions & Answers

Business Secure Plan FAQ

Key information for business owners evaluating commercial insurance coverage.

The Business Secure Plan is designed for small to mid-size businesses including retail stores, restaurants, offices, contractors, and service providers with up to 50 employees. Your advisor will confirm eligibility based on your industry classification and operations.

Workers' compensation is included and tailored to meet the requirements of the state(s) where your employees work. If you operate in multiple states, your advisor will configure coverage to comply with each jurisdiction's regulations.

Yes. A cyber liability endorsement is available as an add-on. It covers data breach notification costs, credit monitoring for affected customers, forensic investigation, and legal defense related to privacy incidents.

If a covered event — such as a fire or storm — forces your business to close temporarily, business interruption coverage replaces lost net income and pays for ongoing expenses like rent, payroll, and loan payments during the recovery period, up to your policy limits.
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Secure Your Business Today

Request a customized Business Secure quote and protect your company, employees, and assets from day one.

Get a Business Quote